How to Create Income in Retirement
(Without Running Out of Money)

A Step-by-Step Course to Replace Your Paycheck in Retirement

No guessing. No jargon. Just results. You’ll learn:

How to turn your savings into reliable monthly income

The exact strategies I teach in my office—no fluff

Why the 4% rule fails (and what to do instead)

How to stop stressing over market dips and live your life

Tools and checklists you can use daily

Start the Course Now

With Patrick McNalley

Author. Radio Host. Fiduciary Advisor. 25 Years Helping Retirees Get It Right.

Wondering How to Make Your Money Last? You’re Not Alone.

You’ve done the hard work of saving. Now you’re staring at a pile of retirement accounts and asking, “How do I turn this into a paycheck?” That question haunts almost every retiree—and the old rules just don’t work anymore.

You might be feeling:

Fear of outliving your money

Anxiety about market losses and volatility

Uncertainty about when and how to withdraw

Confusion about taxes, timing, and Social Security

Pressure to figure it all out on your own

Stop Guessing. Get the Course.

The Solution

Creating Income in Retirement: A Crash Course

DIY Your Retirement Income Plan —With Expert Help

This 3-part course walks you through the same process I use in my office every day. Whether you’re a DIY-er or just not ready to hire a full-time advisor, this course gives you the clarity you need to build reliable income—without gambling on outdated advice.

What You’ll Walk Away With:

A crystal-clear strategy for how to pull income each month

Insight on dividend-paying investments that actually pay you

Ways to protect your savings from sequence-of-returns risk

A roadmap that adjusts with life, not just markets

Confidence in your plan, and the peace to spend guilt-free

Enroll Now. Get Instant Access.

What’s In the Course?

Lesson 1: Retirement Income Planning Basics


Understand the retirement income puzzle: accumulation vs. distribution, replacing your paycheck, and why traditional withdrawal rules fail.

Lesson 2: Building Predictable, Consistent Income


Discover the dividend-based strategy Patrick uses to help clients create mailbox money—without selling assets or timing the market.

Lesson 3: Putting It All Together: Your Personal Plan


Learn how to apply what you’ve learned with tools and checklists to map your actual income goals, spending needs, and investment strategy.

Start Learning Today

What Retirees Are Saying:

Meet Patrick McNally, The Guy Who Makes This Stuff Make Sense

Advisor. Author. Radio Host. Family Man.

Patrick started in his dad’s insurance agency over two decades ago, helping retirees with Medicare and life insurance. He quickly realized most retirees had the same fear: “What if I run out of money?” That question launched a career in retirement income planning and eventually led him to become a fiduciary advisor, radio host, and author—committed to helping real people retire with clarity and confidence.

Let Patrick Show You the Plan

The Smartest $49 You'll Ever Spend

$297 Value. $49 Today

Everything You Need to Build a Reliable Income Plan—In One Easy-to-Follow Course. No fluff, no overwhelm—just practical tools, proven strategies, and the clarity you’ve been looking for.


You’ll Get:

Lifetime access to the full 3-video course

Downloadable worksheets and planning tools

A clear, step-by-step retirement income strategy

Bonus: Mailbox Money dividend investing cheat sheet

Peace of mind in your pocket

Enroll Now for $49

Frequently Asked Question

Get the Course
  • Is this course just a sales pitch for your services?

    Nope. This is a DIY course packed with the same strategy we teach in client meetings—just in a simple, self-paced format.

  • What if I don’t know anything about investing?

    Perfect. This course is made for regular people, not financial pros. No jargon, no spreadsheets, just real-life explanations.

  • Is this course for me if I’m already retired?

    Absolutely. If you’re drawing income—or planning to soon—this will help you maximize what you have and spend with confidence.

  • What if I want more help later?

    We offer done-with-you and done-for-you options if you want deeper support. But this course stands on its own.


  • How long is the course?

    Three short modules (around 20–25 min each). Watch them all in an afternoon or take your time. Lifetime access included.