Fear of running out of money
Discover the #1 Retirement Planning Strategy That Helps You Sleep at Night—No Matter What the Market Does
It’s not guesswork. It’s not another sales pitch. It’s a tested method that turns your savings into income and your fear into peace of mind—step by step.
Retirement Shouldn’t Feel Like a Gamble.
What If I Told You that...
Retirement doesn’t have to be scary.
You don’t need to lose sleep over market crashes, rising taxes, or outliving your money.
There’s a proven way to build predictable income, avoid costly mistakes, and actually enjoy your retirement that you’ve worked decades for.
I’ve helped my clients work through the overwhelm time and time again—-I’ve watched how it feels to have no paycheck, only a limited amount of savings to draw from for the next 30 years, and the constant worry about when the next market crash will hit.
I’ve seen a lot over 20+ years in this industry. Here’s what most pre-retirees are feeling:
Anxiety over the stock market
Confusion about how to invest safely
Overwhelm around Medicare, taxes, and when to claim Social Security
But here’s the truth: you don’t have to figure it out alone. You just need a clear plan and a trusted guide.
Hi, I'm Patrick McNally,
Retirement advisor, author, and radio host,
…and I’m going to share with you the exact Retirement Lifestyles Planning method I’ve used with thousands of retirees across the country.
This method has been tested and proven in the lives of real people who implemented the strategy and found what they were looking for: peace of mind, clarity, confidence, and renewed hope.
Maybe you've been working for 25, 30, or even 35 years and suddenly realized... oh my gosh, it’s time to retire. That wake-up call often comes with stress, anxiety, and a flood of questions about income, investments, insurance, taxes, and more.
My story began in my dad’s insurance agency in San Diego, helping retirees with Medicare and life insurance. After years of hearing their concerns and questions, I realized most people feared one thing above all:
Running out of money.
Even though I wasn’t licensed to help with investments back then, I knew I needed to be. I studied, got my licenses, and joined a large wealth management firm—but quickly learned that most big companies care more about their bottom line than their clients.
That didn’t sit right with me. So I left. I became an independent fiduciary advisor, committed to offering transparent, conflict-free advice.
I moved my family, started my own firm, and launched a local radio show called Retirement Lifestyles that’s now the #1 financial program in the North State.
Today, I help people just like you create retirement income plans that bring clarity, confidence, and peace of mind. Plans that let you live your dreams, not just worry about the market.
The Retirement Wake-Up Call
You’ve worked hard for decades. You’ve saved diligently. But now the paycheck stops—and it’s up to you to make your savings last.
And that’s where most people get stuck.
Suddenly, every decision feels high-stakes:
- When should I take Social Security?
- How do I handle taxes?
- What if the market crashes?
- Will my money last 30+ years?
Most retirees are simply afraid to spend their money. And no wonder—they’ve never done this before. But the truth is, retirement doesn’t have to be overwhelming.
With the right plan, you can move forward with confidence.
Retire Well: The Plan That Changes Everything
The Retirement Lifestyles Plan is the proven method I use to help pre-retirees replace their paycheck, protect their savings, and retire with peace of mind.
It was built to answer the one question everyone asks:
"Will I be okay?”
I’m here to tell you, you absolutely can be.
My method is based on the principle that you shouldn't have to sell your investments during market downturns just to generate income. That old method—the 4% rule—doesn’t work anymore.
Instead, we focus on building a predictable, consistent income stream using time-tested strategies, including dividend-paying investments—so you can keep generating income regardless of market swings.
Here’s how the process works:
Discovery
We get to know you, your goals, and your concerns.
Where are you now? What do you want retirement to look like?
Planning
We build a personalized plan to cover your income, taxes, insurance, and legacy.
You get real answers to big questions—without the jargon.
Implement
We help put your plan into action: rollovers, Social Security timing, insurance, tax strategy, and more.
Adjust
Life changes. So we stay in touch, review yearly, and adjust your plan as needed.
Choose Your Path to Retirement:
How will you choose your retirement? The way I see it, you have two options:
Option 1
Stay in Uncertainty
- Keep wondering if you’ll run out of money
- Keep worrying about the market
- Keep guessing when to take Social Security or how to pay for long-term care
- Hope your savings will be enough
Option 2
Choose Retirement Freedom
- Get a clear income plan
- Understand your investments and tax strategy
- Know exactly when and how to claim Social Security
- Plan for Medicare, long-term care, and estate needs
- Enjoy peace of mind and confidence about the future
I’m here to help you make informed choices, take back your power, and feel peace about your retirement.
Planning Made Simple
It All Starts With Asimple conversation.
One that will set you up on a better trajectory—
Because you deserve to retire with peace of mind.
You’ve worked too hard to leave your retirement to chance.
Let’s build a plan that helps YOU feel confident, prepared, and free to enjoy the next chapter of your life.
Ready to make the right move?
Let’s Talk About Your Retirement.
Use the calendar below to choose a time that works for you.
This free 30-minute call is all about you—your questions, your goals, and what it’ll take to retire with clarity and confidence.
Frequently Asked Question
What happens during the strategy call?
This isn’t a sales pitch. It’s a real conversation where we’ll talk through your current retirement situation, your goals, and your biggest concerns. By the end, you’ll have more clarity—and a simple next step if you want to move forward with a plan.
How much does the strategy call cost?
It’s 100% free. There’s no obligation, no pressure, and no strings attached. If we’re a good fit, great. If not, you’ll still walk away with insights you can use.
Is this call only for people who are about to retire?
Just an idea of your retirement goals and a rough understanding of your current savings, income, and concerns. If you have Social Security info or a recent tax return, that’s helpful—but not required.
What do I need to bring to the call?
Not at all. While most people we help are within 1–5 years of retirement, we also work with retirees looking to improve their income strategy or reduce taxes. The earlier you start, the more options you have.
Will I be pressured to invest or buy something?
Absolutely not. We don’t believe in high-pressure anything. This is about building trust, delivering value, and answering your questions. If you’re not ready—or it’s not a fit—that’s perfectly okay.
