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Retirement Planning 101
The No-Stress Guide to Creating Income, Confidence, and Peace of Mind in Retirement
By Patrick McNally

Feel Like You're Guessing Your Way Through Retirement?
For most people nearing retirement, the biggest fear isn't about the market—it's about income. Will you have enough to live on? Will it last? Can you afford to enjoy it?
The truth is, most retirees don’t have a real plan—just a few accounts, a rough estimate, and a lot of worry. That’s why so many feel paralyzed when it comes to spending what they’ve saved.
Retirement Planning 101 was created for you to address this exact problem. Inside, you'll learn why reliable income is the single most important thing you need to plan for—and how to create it.
What You’ll Discover:
- Why income is the foundation of a successful retirement
- How to close the gap between what you're spending and what you actually need
- Why most retirees are afraid to spend—and how to change that
- The difference between simply having "enough" and building a lifestyle of abundance
- What makes income “predictable” and why that matters more than growth
A Simple Guide to a Confident Retirement
Retirement Planning 101 offers a practical roadmap for creating the retirement you’ve always imagined—without complicated jargon or risky guessing games.
Inside, you’ll learn how to:
- Build a predictable and consistent income plan
- Protect your savings from market swings
- Understand your “retirement number”—and how to make it work for you
- Shift your mindset from chasing returns to focusing on reliability of income
- Gain the confidence to actually spend your money and enjoy your life
About Patrick McNally
Meet the Author
Patrick McNally is a financial advisor, radio host, and founder of Retirement Lifestyles Advisors. Since 1999, he’s helped thousands of retirees build income plans that bring clarity, security, and peace of mind. His mission? To simplify retirement so you can focus on what really matters—living your life and leaving a legacy.




